London & Surrounding Areas · Non-Fault Specialists

HAD AN
ACCIDENT?
Not Your Fault.

XD Claims manages your entire non-fault accident claim — replacement vehicle, repairs and legal support. All at zero cost to you. PCO & taxi drivers our speciality.

Start Your Claim
£0Cost to you
24/7Support
PCOSpecialists
🚕
PCO Specialists
Licensed drivers
our main focus
Like-for-like PCO vehicle
PCO SpecialistsReplacement VehicleVehicle Repairs Legal SupportNo Cost to YouNon-Fault Claims Taxi ClaimsLondon & Surrounding Areas PCO SpecialistsReplacement VehicleVehicle Repairs Legal SupportNo Cost to YouNon-Fault Claims Taxi ClaimsLondon & Surrounding Areas
Our Speciality

PCO & TAXI DRIVERS — WE KNOW YOUR WORLD

When you're a licensed PCO or taxi driver, a non-fault accident doesn't just damage your car — it stops your income. Every hour off the road costs you money. That's why we prioritise getting licensed drivers back on the road faster than anyone.

We provide like-for-like licensed replacement vehicles so you can keep earning while your claim is handled. We deal directly with the at-fault insurer so you don't have to.

Like-for-like licensed PCO replacement vehicle
Loss of earnings claim included
No impact on your PCO licence or insurance
We handle TfL and insurer paperwork
Same day response — we know you can't wait

🚕 Uber, Bolt & Private Hire Drivers

We understand the app-based driver model. We'll get you a replacement licensed vehicle and pursue your loss of earnings while your car is off the road.

🚖 Black Cab & Taxi Drivers

Your vehicle is your livelihood. We treat your claim with the urgency it deserves and fight to recover every penny you're owed from the at-fault insurer.

📋 All Paperwork Handled

TfL documentation, insurer correspondence, repair authorisation — we manage everything so you can focus on getting back to work.

What We Do

FULL ACCIDENT SUPPORT

Everything you need after a non-fault accident — all under one roof, all recovered from the at-fault driver's insurer.

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Replacement Vehicle

Like-for-like replacement car — or licensed PCO vehicle — arranged from the day of your accident. No upfront cost, no deposit.

🔧

Vehicle Repairs

We arrange repairs through our approved garage network. All work is to manufacturer standard, fully managed by us.

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Legal Support

Injured? Our specialist solicitors pursue your personal injury claim on a no win, no fee basis. You keep the majority of your compensation.

💷

Loss of Earnings

PCO and taxi drivers can claim for loss of earnings while off the road. We build the strongest possible case to recover every penny.

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Claims Management

We handle all insurer communication. No confusing letters, no being put on hold — we deal with everything from start to finish.

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24/7 Support

Available around the clock via WhatsApp and phone. Accidents don't happen nine to five — and neither do we.

Simple Process

HOW IT WORKS

Four steps from your accident to everything being sorted. We do all the work.

01

Call or WhatsApp Us

Contact us immediately after your accident. Available 24/7. The sooner you call, the more we can protect your position.

02

We Assess Your Claim

We confirm the accident wasn't your fault and establish everything you're entitled to — vehicle, repairs, legal, loss of earnings.

03

Replacement Car Arranged

We get you — or your licensed PCO vehicle — back on the road as fast as possible. Often same day.

04

We Handle Everything

Repairs, legal claim, loss of earnings — all managed. All costs recovered from the at-fault insurer. Nothing from you.

Know Your Rights

WAS IT REALLY YOUR FAULT?

Many drivers contact their own insurer first — which can cost you your no-claims bonus and excess. If the accident wasn't your fault, you should not pay a single penny.

Someone drove into the back of you
You were stationary when you were hit
A car pulled out or turned into you
The other driver admitted fault at the scene
You have dashcam footage or witnesses
You were hit by an uninsured driver
💷 You should not lose your no-claims bonus or pay your excess. That is the at-fault driver's insurer's responsibility — and we make sure they pay it.

Don't call your own insurer first

Calling your own insurance first can trigger your excess and affect your no-claims. Call us first — we'll tell you exactly what to do.

Even if they dispute fault

The other driver or insurer disputing the claim doesn't mean you've lost. Our experience gives you the strongest position to prove liability.

Client Reviews

WHAT CLIENTS SAY

"

I'm an Uber driver and had an accident that wasn't my fault. XD Claims got me a replacement PCO car the same day and handled everything with the insurer. Didn't lose a single day of earnings.

AK
Ahmed K.
PCO Driver — East London
"

Someone went into the back of me on the A13. XD Claims sorted my replacement car, got my repairs done and even helped with my injury claim. All for free. Couldn't recommend more.

SR
Sajid R.
Non-Fault Claim — Barking
"

I thought I had to go through my own insurance and pay my excess. XD Claims told me I didn't have to pay anything. They handled the whole thing and I kept my no-claims.

FH
Fatima H.
Vehicle Damage Claim — Ilford
Get Help Now

START YOUR CLAIM

Fill in the form below and we'll be in touch immediately. Or call and WhatsApp us direct.

Contact Us

We respond to all enquiries fast. Call, WhatsApp or fill in the form — we're here to help.

📞
07399 778799Call or text anytime
✉️
info@xdclaims.comWe reply fast
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London & Surrounding AreasServing Greater London and nearby counties

No Cost to You — Ever

All our services are recovered directly from the at-fault driver's insurer. You will never receive a bill from XD Claims.

✓  Received — a member of the XD Claims team will be in touch with you very shortly.
FAQ

COMMON QUESTIONS

Will this affect my no-claims bonus?
No. Because we claim from the at-fault driver's insurer — not yours — your no-claims bonus is completely protected.
Do I have to pay anything upfront?
Nothing at all. All costs are recovered from the at-fault party's insurer. There are no hidden fees or charges from XD Claims.
How quickly can I get a replacement vehicle?
We aim for same day. PCO and licensed drivers are our priority. Call us as soon as possible after the accident and we'll get you moving fast.
Can I claim if the other driver is disputing fault?
Yes. A dispute doesn't mean you've lost. We build the evidence and fight your case — dashcam footage, witnesses, and our expertise all help establish liability.
What areas do you cover?
We cover London and the surrounding areas including Essex, Kent, Surrey, Hertfordshire and beyond. Not sure if we cover your area? Just call us and we'll confirm.
I'm a PCO driver — can I claim for lost earnings?
Yes. If you've lost income because your vehicle was off the road after a non-fault accident, you can claim loss of earnings as part of your claim. We handle this for you.